Serving Your Community Since 1970...

We are a full-service financial firm committed to helping people pursue their financial goals.  We offer a wide range of financial products and services to individuals and business owners, including but not limited to: 

  • 401(k) Plans
    We assist small businesses with finding cost effective retirement plans.  If you have not had your existing plan reviewed in the past year, call us today to see if you can improve the plan for your employees.
  • IRA Rollovers  (Roth and Traditional)
    Is your 401(k) with a former employer?  It is a wise decision to review your existing IRA’s and 401(k)’s.  Consolidation of accounts may make sense from a cost and planning perspective.
  • Stocks & Bonds
    Our clients have access to many of the premier fee-based money managers in the country.
  • Retirement Funding
    Are you on track to retire as planned?  Call us today for a complimentary review of your present financial position.
  • College Funding
    529 plans are available through various mutual fund distributors.  Learn how to save for college expenses in a tax efficient manner.
  • Mutual Funds
    American Funds www.americanfunds.com
    Black Rock www.blackrock.com
    Franklin Templeton www.franklintempleton.com
    John Hancock www.johnhancock.com
    Lord Abbett www.lordabbett.com
    Oppenheimer www.oppenheimerfunds.com
    PIMCO www.pimcofunds.com
    This listing is not a full list of companies whose products we can offer.  It also does not constitute a solicitation or recommendation of those companies products or services.
  • Annuities
    Variable
    Fixed 

 
Calculators

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

More Calculators →

Newsletters

Why Realistic Expectations May Be Great

Although positive thinking can be powerful, there's a fine line between optimism and unrealistic expectations. There are possible pitfalls when overestimating how a portfolio will perform.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

ETFs for the Conservative Investor

The number of exchange-traded funds has grown rapidly in the last decade. Total ETF assets exceeded $1 trillion in March 2011, an increase of more than $200 million over the previous year. This article explains the potential benefits of ETFs and why some of them might appeal to the risk-averse.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

More Newsletters →